[Education]

Stan Cameon Insurance Coverage of the Year – Round 3 CLARKSBURG, W.Va. – Voting is open for the third round of the Stan Cameon Insurance Coverage of the Year competition. There are two different matchups to vote on. Garrett Butler of Gilmer County is taking on Carson Shriver of Clay-Battelle. And RCB’s Jeremiah King is taking on Lewis County’s Jaycob Smith. Copyright 2020 Nexstar Inc. All rights reserved. This material may not be published, broadcast, rewritten, or redistributed.

https://www.wboy.com/sports/coverage-of-the-week/stan-cameon-insurance-coverage-of-the-year-round-3/

[Insurance]

How to choose your <a href=useful site homeowners insurance' align='left' /> by Michele Lerner, Washington Post News Service, Posted: November 28, 2020- 7:00 AM Where you live can have an enormous impact on your home insurance rates. For example, homeowners near open space in California and on the coast of Florida are more exposed to extreme weather like wildfires and hurricanes, and insurance in these areas will usually cost more. People purchasing their first homes represented 31% of all buyers in September, according to the National Association of Realtors. Among the many steps in the process is purchasing homeowner’s insurance. “Home buyers — especially first-time home buyers — often don’t think about budgeting for home insurance when looking for their dream home, but they should,” Sean Harper, cofounder and CEO of Kin Insurance in Chicago, wrote in an email. “Where you live can have an enormous impact on your home insurance rates,” Harper said. “For example, homeowners near open space in California and on the coast of Florida are more exposed to extreme weather [such as wildfires and hurricanes], and insurance in these areas will usually cost more because of it. Home buyers should also be aware of local flood disclosures laws when buying a house in a flood zone. You’ll want to know if flood insurance is required for the property and whether the home has experienced any flood damage in the past.” Buyers should start looking for a home insurance provider as soon as they have a contract accepted to buy a home. "Most mortgage companies require proof of insurance before closing," wrote Bill Gatewood, corporate vice president at insurance brokerage Burns & Wilcox in Detroit. "Homeowners should begin shopping around at least 30 days prior to closing — waiting until the last minute can delay the process." Many first-time buyers will often go with whatever home insurance company their Realtor recommends, but that isn’t the way to get the best price or necessarily the best coverage, Harper wrote.

https://www.inquirer.com/real-estate/housing/how-to-buy-homeowners-insurance-20201128.html